Employment Practices Liability Insurance


Employment Practices Liability Insurance Information

Automotive businesses have an employment practices liability exposure by virtue of the management of their business and its employees.

The most common suits are wrongful termination, sexual harassment and discrimination based upon gender, race or age.

An employment practices liability policy can include the following features:

  • Defense costs in addition to the limit of liability
  • Third party coverage
  • Low retentions
  • Human resource support
  • Loss control program
  • Worldwide coverage
  • Spousal coverage
  • Blanket coverage for subsidiaries
  • Settlement provisions
  • Competitive wage and hour sublimit

Talk to your insurance agent about your exposure as an employer and the many options available to insure this risk and support your business.

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